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When you want or need a collateral loan, you can trust us. At Diamonds by Raymond Lee, we keep your valuables extremely secure during the life of the loan. In an expansion of our upscale services, our collateral loan program is providing another convenient option to the Boca Raton community. With 30+ years of reliable business operation, you can be sure we are the best option.
Our Accepted Collateral
- High-Value Watches Such As:
- Audemars Piguet • Blancpain • Breitling • Breguet • Bulgari • Cartier • Chopard • Corum • Ebel • Franck Muller • Gerald Genta • Harry Winston • Hublot • IWC • Jacob & Co. • Jaeger Le-Coultre • Omega • Panerai • Patek Philippe • Piaget • Richard Mille • Roger Dubuis • Rolex • Tudor • Ulysse Nardin • Van Cleef & Arpels • Vacheron Constantin
- Jewelry
- Gold
Implications of non-payment: There are no financial implications. If no payment is made the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client’s credit score for late or non-payment. Loans are renewed when an interest payment is made. APR does not exceed 35%. There are no additional fees or penalties when renewing a loan. No loans offered are under 60 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 60 days. The minimum repayment period is 1 day and maximum is 10 years. An example of a loan is: borrower takes $100, repays $109 in 90 days. Loan is fulfilled.