Jewelry Insurance 101

Everything jewelry insurance, all in one place.

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Your Guide to Jewelry Insurance

New to jewelry insurance? Start here with the jewelry insurance guide, written by the experts in jewelry insurance.

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Related Articles:

What’s covered by jewelry insurance?

What Does Jewelers Mutual Group Cover?

Loss, theft, damage and mysterious disappearance are covered. But what does Jewelers Mutual cover when you read the fine print? Read the list of exclusions.

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How Does Jewelry Insurance Work? Replacement vs. Reimbursement

During a jewelry insurance claim, how will you be compensated? Learn how jewelry insurance works for both a reimbursement and replacement policy.

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Does Homeowners Insurance Cover Jewelry?

Most homeowners insurance policies cover jewelry. But what's really covered? And for how much?

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Related Articles:

Do I need a jewelry appraisal?

Ring Appraisal for Insurance: What You Need to Know

It’s time to set the record straight on some common misconceptions about when a ring appraisal is needed and which details are required for insurance.

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Jewelry Appraisals: What Everyone Forgets When Buying Jewelry

Jewelry appraisals are often overlooked at the time of purchase, putting you at risk for not having an accurate appraisal when needed.

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How Much Should a Jewelry Appraisal for Insurance Cost?

You get what you pay for when it comes to a jewelry appraisal for insurance. Find out the average jewelry appraisal cost and warning signs to watch for.

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How does the claims process work?

Our goal is to repair or replace your jewelry with the same kind and quality as fast as possible. We partner directly with your jeweler to handle the repair or replacement and the transaction.

Vallie had to file a claim after her wedding band went mysteriously missing. Watch how she was able to work with her jeweler of choice to replace her ring.

LEARN MORE ABOUT CLAIMS

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Rates depend on where you live. But for most people, jewelry insurance costs 1-2% of the value of their jewelry.

For example, a $10,000 ring costs about $100 per year to insure.

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Still have questions?

Check out our FAQs for more commonly asked questions or contact us. We’re happy to help.

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